Card Management & Processing Suite  

An integrated suite of products to support the entire cycle of card and e-business activities. The SmartVista On-line Switch and SmartVista Card Management & Settlement System are EMV-compliant Chip Card Personalization Solution. One system can support Debit and Credit cards both International and Local. SmartVista has full range of interfaces with International Payment networks. The SmartVista Modules are :

SmartVista Front-End (FE)


• ATM and POS Acquiring;
• ATM Monitoring;
• Transaction Authorization and Switching;
• Payment Networks Interfaces;
• Host Online Interfaces;
• Retail/Core Banking integration


SmartVista Back-Office (BO)


• Flexible Card & Merchant Management
• Credit Card Management System
• Loyalty, Rewards and Promotions
• Back Office Clearing & Settlement
• Exceptions Processing
• Fraud Prevention & Reporting
• General Reporting
• Advanced customer application management and processing
• Business contract based rules for cards and accounts management
• Fully parameterized fees, interest rates, merchant service charges and limits
• Branch-to-branch customer migration capability


SmartVista On-Line Switch


• SmartVista On-line Switch
• Integration with local switches and EFT systems
• Retail functionality
• bill payments  
• funds transfers
• loyalty
• Integration of delivery channels
• Self service
• Internet banking
• Mobile banking
• Call center


• Single customer profile
• Modern but mature product
• Truly Open, Scalable and portable
• Integrated solution
• Integration of front-end and card management systems
• Integration with retail and self-service
• Integration with e-commerce and e-business
• EMV-compliant multi-applications smart card support
• Low cost of ownership